COURSES
Finance & Business

24. ACCOUNTING
$50
10 WEEKS Wed. starts 9/13 7-8:30 p.m.
Cover fundamental accounting and bookeeping. Comprehensive approach to viewing finances for entrepreneur or business owner. Understand main financial reports, cash flow, profit, growth, inventory, pricing, taxes, payroll, audits, explained in every day language.
DIANA SHERMAN, Instructor
25. *BUSINESS 101
$40
6 weeks Wed. starts 9/13 7-8:30 p.m.
This 6 week course addresses the essentials to starting a business. It takes not just understanding the product or service you wish to engage in but knowing the importance of infrastructor. One needs To still have a solid accounting system, bookkeeping, administration, technical, social media & marketing plan& background. This course will address what is needed for a startup business to have in place to succeed.
LESLIE CRUDUP, Instructor
35. ASSET PROTECTION PLANNING
$15
1 night Wed. 9/20 7-8:30 p.m.
If I need a nursing home, how will I pay for it? Will Medicare cover the cost? Will I lose my entire nest egg , including my home? What is Medicaid and what will it pay? If I give away my assets, can I still qualify? What is Medicaid Estate Recovery? This course will explore these questions and more.
GARRETT GUMMER 111, ESQUIRE, Instructor
36. BANKRUPCY, MORTGAGE FORECLOSURE, & DEBT COLLECTION
$15
1 night starts Tues. 9/19, 7-8:30 p.m.
Are you buried in debt? Have you lost a job, suffered an injury, recently become divorced or experienced some other significant event which has adversely affected your ability to meet your monthly expenses? Learn what resources are available to you and how best to keep your head above water.
JAMES V. MONAGHAN, Instructor
37. MEDICARE WORKSHOP
$15
1 night Tues. 9/12 7-8:30 pm
If Medicare sounds like alphabet soup to you, and you seem to have more > questions than answers, come to an informational workshop hosted by > Thrivent Financial, where you can learn more before you make important > Medicare decisions. Learn about Part A, Part B, Supplement Insurance, > prescription drug costs, etc.
ANTHONY SPANGLER, Instructor
38.MEDICARE WORKSHOP
$15
1 night Wed. 10/4 7-8:30 p.m.
Same course as above.
ANTHONY SPANGLER, Instructor
39. PLANNING YOUR ESTATE
$15
1 night Wed. 9/27, 7-8:30 p.m.
What is estate planning? Is it necessary for everyone or just the rich? Do I really need a will? How can a Power of Attorney save my family significant expense if I become disabled? What is a living will? What are the benefits of having a revocable living trust? This course will explore these questions and more.
GARRETT GUMMER 111, ESQUIRE, Instructor
40. PROBATE AND THE ADMINISTRATION OF AN ESTATE
$15
1 night Wed. 10/4 7-8:30 p.m.
When is probate necessary? How can I avoid probate? What happens if I die without a will? What steps are necessary to administer an estate? What are my duties as an executor? Will I be entitled to a fee for my services? Will the estate have to pay taxes? This course will explore these questions and more!
GARRETT GUMMER 111, ESQUIRE, Instructor
41.*RETIREMENT PLANNING TODAY
$25
2 nights Tues. 10/10 & 10/17, 7- 9:30 p.m.
> How much money do you need to retire? Learn how to improve retirement > income; convert IRAs to tax free income; proper distribution planning; > improve standard of living; understand risk before and during retirement; > asset allocation; taxes and estate planning. Additional fee of $24 payable to teacher first night for cost of book. Guest is free.
MARK J. GERDELMANN, Instructor Windsor Financial Group
42. *RETIREMENT PLANNING TODAY
$25
2 nights Wed. 10/18 & 10/25,-7- 9:30 p.m.
Same course as above.
MARK J. GERDELMANN, Instructor Windsor Financial Group
43. *TRANSITION TO RETIREMENT:*
$25
2 nights Wed. 10/11 & 10/18 7-9 p.m.
*The Top 5 Decisions Everyone Must Consider* *Wednesday's September 27th and October 4th 6:30pm-8:30pm * As you approach retirement, it is common to find yourself overwhelmed with many important financial decisions. This purely educational class will go through the five most important topics every retiree must consider: Social Security, Medicare, Housing, Income Replacement and Taxes. Good information is the key to making smart decisions. Take control of your finances, avoid costly mistakes and get ready to enjoy retirement!
ANDREW HERRON CFP, Instructor
44.*RETIREMENT INCOME AND WITHDRAWAL STRATEGIES*
$25
1 night*Wed. 11/01 6:30pm-8:30pm*
For decades you have diligently saved money for retirement, and now you face the daunting decision of how to replace your income when you stop working. This is one of the most important and least talked about issues in personal finance. In this class, we will go through the most common strategies for creating sustainable withdrawals from your savings. Learn about the 4% rule, dividends, the impact of taxes, the pros and cons of annuities, the best investment strategies to support withdrawals and more. These decisions can have a lasting impact on your ability to maintain your current lifestyle and retire without worry. Our goal in this class is to take a complicated subject and make it approachable and easy to understand so you can make smart decisions and have confidence in your future.
ANDREW HERRON, CFP, Instructor
45. WORKERS' COMPENSATION SEMINAR
$15
1 night Wed. 9/20, 7-9 p.m.
If you are hurt on the job and you cannot work, how are you going to pay your bills? Who will pay for the medical services you will need? You may assume that your employer will take care of you but what happens if they refuse to pay your benefits? These and many more questions will be answered at this one night seminar. Subjects will include eligibility, benefits, litigation, medical care, lump sum settlements and more. Whether you are healthy and on the job or injured and receiving benefits, you should know your rights under Pennsylvania Law.
JAMES V. MONAGHAN,IInstructor
46. SUCCESSFUL HOME SELLING SECRETS
$15
1 night - Wed. 9/13 6:30-8:30pm
Learn the tricks and the traps of selling your home in any market. In this information packed class, you will learn the do's and don'ts of selling your home, including: how to screen real estate agents, how to determine your best sales price and negotiate the best overall deal (including commission rate and inspection requests), how to best stage your home and how to prepare it for the inspection process. Truly a must attend for any homeowner looking to sell their home or investment property in the near future.
STEVE SALEMNO, Instructor.
47. HOME BUYING BASICS FOR BEGINNERS
$15
1 night Wed. 9/27 6:30-8:30pm
An interactive class designed to teach home buyers the basics of buying a home. The 10 step guide walks you through buyer agent representation, getting pre-approved, the available mortgage programs and how to choose the best option for you, viewing homes (and what to look for), how to make an offer (including negotiation tips for getting the best price), the inspection process, mortgage appraisals and commitments, what to expect leading up to and on settlement day and a whole lot more.
STEVE SALEMNO, Instructor.
48. PREPARING YOUR HOME FOR SALE
$15
1 night - Wed. 10/11 6:30-8:30pm
This class combines the concepts of home staging and home inspections so that you can properly prepare your home for sale. We will provide tips and suggestions on how to stage each room of your home to make it show its best as well as educate you about the major mechanical systems of your home, structural components/issues, maintenance items to determine what inspectors look for when completing a home inspection.
STEVE SALEMNO, Instructor.
2017 Fall Session
Starts September 12 & 13, 2017 and lasts 10 Weeks unless otherwise noted.

Come the first night of class - there is no confirmation of classes
Registration
Register by mail or in person. Register by mail before September 1, 2017. The in-person registration is September 5 & 6, Tuesday and Wednesday, 2017 at the Keith Valley Middle School from 7 to 8:30 PM. Use our online registration form to sign up for classes.
*Check or Money Order Only
Map and Direction to School
Classes are held at:

Keith Valley Middle School
227 Meetinghouse Road
Horsham, PA 19044


Google Maps
*courses marked (*) does not give senior discounts